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Budget period
Jan 2026
01 ยท Overview

Your money, in one quiet view.

Tracking 3 income streams and 9 spending categories. Edit any number across the planner - everything recalculates instantly.

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Monthly Income
ยฃ3,650
Net, after tax
Total Expenses
ยฃ3,686
Fixed + variable
Monthly Surplus
-ยฃ36
-1.0% savings rate
Lifestyle Leaks
ยฃ389
60% saveable

Spend vs Target

Avg of 2026

Where it goes

The big picture

Incomeยฃ3,650
Fixed expenses-ยฃ1,670
Variable expenses-ยฃ2,016
Surplus-ยฃ36

With leak savings

Surplus-ยฃ36
Reclaimed leaks (60%)ยฃ233
New surplusยฃ197
Annualisedยฃ2,370